{"id":1186,"date":"2014-12-27T21:44:37","date_gmt":"2014-12-28T02:44:37","guid":{"rendered":"https:\/\/www.afterhoursva.com\/?p=1186"},"modified":"2014-12-27T21:44:37","modified_gmt":"2014-12-28T02:44:37","slug":"do-it-yourself-bankruptcy","status":"publish","type":"post","link":"https:\/\/www.afterhoursva.com\/?p=1186","title":{"rendered":"Do it Yourself Bankruptcy"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"color: #000000;\">For some people, bankruptcy can be a fairly simple process that can<img loading=\"lazy\" class=\"alignright wp-image-1139 size-medium\" src=\"https:\/\/www.afterhoursva.com\/wp-content\/uploads\/2014\/12\/IMG_1046-200x300.jpg\" alt=\"IMG_1046.JPG\" width=\"200\" height=\"300\" \/> be completed without paying an attorney. If you cannot afford a lawyer, you can file pro se (without a lawyer). Filing bankruptcy pro se will require knowledge of federal bankruptcy laws and local bankruptcy jurisdiction rules. Most individual consumers can file bankruptcy on their own as long as they have a good reference manual to guide them through the process.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #000000;\"><strong>Important To-Do&#8217;s:<\/strong><\/span><\/p>\n<ul>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">Consult a lawyer to answer all legal questions regarding keeping property and any other bankruptcy questions or issues of concern.<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">Gather all documentation needed to complete the bankruptcy petition. (6 months of paycheck advices, prior two year tax returns, monthly expenses, credit card bills, medical bills, property deeds, vehicle titles, installment loan information, pending court paperwork, garnishment\/judgment information, etc.)<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">Complete a credit counseling course from an approved credit counseling agency 180 days before you file bankruptcy.<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">File completed petition and your credit counseling certificate with the bankruptcy court.<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">Attend meeting of creditors.<\/span><\/li>\n<li style=\"text-align: justify;\"><span style=\"color: #000000;\">Complete a post-filing Personal Financial Management Instruction Course only after your case is filed and WITHIN 45 DAYS of the creditors meeting. (341 Meeting)<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\"><strong>TWO OPTIONS AVAILABLE!<\/strong><\/span><\/p>\n<p><span style=\"color: #000000;\"><strong>Pro Se DIY Kit &#8211; $45*<\/strong><\/span><br \/>\n<span style=\"color: #000000;\">Chapter 7 Reference Manual<\/span><br \/>\n<span style=\"color: #000000;\">Voluntary Petition &amp; Schedules <\/span><br \/>\n<span style=\"color: #000000;\">Filing Fee Installment Form (if applicable)<\/span><br \/>\n<span style=\"color: #000000;\">Filing Fee Waiver Form (if applicable)<\/span><br \/>\n<span style=\"color: #000000;\">Other supplemental and local forms<\/span><\/p>\n<p><span style=\"color: #000000;\"><strong>Pro Se DIY Kit + BPP Services &#8211; $125*<\/strong><\/span><br \/>\n<span style=\"color: #000000;\">Chapter 7 Reference Manual<\/span><br \/>\n<span style=\"color: #000000;\">Voluntary Petition &amp; Schedules <\/span><br \/>\n<span style=\"color: #000000;\">Filing Fee Installment Form (if applicable)<\/span><br \/>\n<span style=\"color: #000000;\">Filing Fee Waiver Form (if applicable)<\/span><br \/>\n<span style=\"color: #000000;\">Other supplemental and local forms<\/span><br \/>\n<span style=\"color: #000000;\"><strong>BPP Services:<\/strong> <\/span><br \/>\n<span style=\"color: #000000;\">Petition and schedules professionally typed and printed<\/span><br \/>\n<span style=\"color: #000000;\">2 &#8211; Paper copies of final petition<\/span><br \/>\n<span style=\"color: #000000;\">PACER updates as available by the court<\/span><br \/>\n<span style=\"color: #000000;\">Proof of Service by Mail<\/span><br \/>\n<span style=\"color: #000000;\">1 &#8211; FREE notarization (if applicable)<\/span><\/p>\n<p><span style=\"color: #000000;\"><strong>*Petition preparation fee does NOT include the bankruptcy filing fee you pay to the court. As of June 1, 2014, the Chapter 7 filing fee payable to the US Bankruptcy Court is $335.<\/strong><\/span><\/p>\n<p><span style=\"color: #000000;\">For more info: <a style=\"color: #000000;\" href=\"mailto:bankruptcy@AfterHoursVA.com\" target=\"_blank\">bankruptcy@AfterHoursVA.com<\/a>.<\/span><\/p>\n<p><span style=\"color: #000000;\">Book a free consultation online: <a style=\"color: #000000;\" href=\"https:\/\/afterhoursva.setmore.com\/\" target=\"_blank\">https:\/\/afterhoursva.setmore.com\/<\/a><\/span><\/p>\n<p><span style=\"color: #000000;\"><strong>DISCLAIMER:<\/strong> @AfterHoursVA is NOT a law firm, nor am I an attorney. I do not provide legal representation or advice. If you need legal advice, please consult an attorney. @AfterHoursVA is a debt relief agency.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"For some people, bankruptcy can be a fairly simple process that can be completed without paying an attorney. If you cannot afford a lawyer, you can file pro se (without a lawyer). Filing bankruptcy pro se will require knowledge of federal bankruptcy laws and local bankruptcy jurisdiction rules. Most individual consumers can file bankruptcy on[&#8230;]","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/www.afterhoursva.com\/index.php?rest_route=\/wp\/v2\/posts\/1186"}],"collection":[{"href":"https:\/\/www.afterhoursva.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.afterhoursva.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.afterhoursva.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.afterhoursva.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1186"}],"version-history":[{"count":2,"href":"https:\/\/www.afterhoursva.com\/index.php?rest_route=\/wp\/v2\/posts\/1186\/revisions"}],"predecessor-version":[{"id":1188,"href":"https:\/\/www.afterhoursva.com\/index.php?rest_route=\/wp\/v2\/posts\/1186\/revisions\/1188"}],"wp:attachment":[{"href":"https:\/\/www.afterhoursva.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1186"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.afterhoursva.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1186"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.afterhoursva.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1186"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}